After-tax returns are calculated using the historical highest particular person federal marginal revenue tax rates and do not mirror the impact of state and native taxes. Actual after-tax returns depend upon the investor’s tax situation and may differ from those shown. The after-tax returns shown aren’t relevant to buyers who hold their fund shares through tax-deferred arrangements similar to 401 plans or particular person retirement accounts. Geographic exposure relates principally to the domicile of the issuers of the securities held in the product, added together and then expressed as a proportion of the product’s total holdings. However, in some cases it could reflect the situation the place the issuer of the securities carries out a lot of their business.
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